It didn’t take me long to realise just how much the banks had been making out of me and my customers. I was the person who had been making the buses and employing all the people in my business; my customers were the people who were working hard all day to service the loans; yet the banks had been making more profit out of it than anyone – more than me, and certainly more than my clients doing their school runs and taking old ladies to hospital. But the banks hadn’t done anything! They hadn’t made anything. They hadn’t got their hands dirty. So far as I could see, they had done nothing but take £10 and turn it into £20. And I asked myself this: what other business do I know that is too big to fail, that will be bailed out by the taxpayer if it gets into trouble, and can turn £10 into £20 by doing absolutely nothing? And how on earth could a business like that find itself £50 billion in the red? That was the figure I kept hearing. Sometimes it was a few billion more (but hey, what’s a few billion between friends?). I read reports in the newspapers of bankers suffering crippling stress, burned out from the pressure of their jobs. On the same pages I was reading about soldiers in Afghanistan being shot at on a daily basis. I know who I thought was under the greater pressure, but the soldiers weren’t earning hundreds of thousands of pounds for their trouble. It left a bad taste in my mouth.